Mortgage rates are near all-time lows right now, but that doesn’t mean they’ll stay that way forever. That’s where a rate lock can come in. Rate locks guarantee you a certain mortgage rate for an extended period, protecting you from the possibility of rising interest rates while you complete the homebuying process. Are you shopping […]
While a reverse mortgage is different from a conventional mortgage, the two products have a few similarities. One is that the homeowner may refinance a reverse mortgage at any time during the life of the loan without penalty. When Refinancing a Reverse Mortgage Makes Sense As with a conventional mortgage, the borrower has the option to refinance into a more suitable loan that fits […]
While being an independent contractor, freelancer or entrepreneur can certainly be a freeing career choice; it also comes with some challenges. For instance, it can make getting a mortgage loan harder. Without W-2s, a consistent salary, and an employer to back you up, it’s harder to prove your income as a self-employed professional — […]
Paying off your mortgage might seem like a dream come true: no more payments, no more interest and owning your house in full. Who wouldn’t want all of that?
We’ve all likely heard the story, maybe at a cookout or in the break room at the office. The homebuying nightmare of being a week away from closing on the new, beautiful home, and then someone, unfortunately, heard from their lender, the bomb drop of “we may have a little problem.”
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America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
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