You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your own or buying a family home with one income for the household, your financial situation shouldn’t hold you back from […]
Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want to prioritize to ensure your home is safe, secure and primed for success before moving in. Here are seven tasks to put on your post-closing to-do […]
You’ve spent years handing over your hard-earned cash to a landlord. But what do you really have to show for it? Life as a renter can be frustrating, as well as expensive. But is the huge financial commitment of homeownership actually a viable alternative to renting? You may be surprised to know that the answer […]
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For example, these were the average rates in late May: 30-year fixed-rate mortgage: 5.1% 5/1 ARM: 4.2% Seems like a no-brainer, […]
There’s nothing like walking into a house and realizing it’s the one — your dream home! But before you go house hunting, you should get preapproved for a loan that’s just as perfect for you. Making sense of the financial language might initially seem intimidating, but it’s the first step to living that dream. Get […]
Buying a home is a huge life goal for many people — and for good reason. For one, homeownership means putting down roots. You get a place that’s all your own — one that you can build your life around. On top of that, there are plenty of financial reasons to become a homeowner. Are […]
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No matter what your next financial goal may be, having a solid strategy is integral to getting you there safer and […]
Down payments can be a big hurdle when buying a home. In fact, nearly a third of first-time buyers received money from friends or relatives to source their down payment. Are you considering a similar move? If so, proceed with caution. Though getting gift money is quite common, it also comes with some unique challenges. […]
Mark Luciani President – America One Mortgage Corporation June 30th, 2022 What is Delayed Financing? Delayed financing is a mortgage method after purchasing a home using all cash. More and more homebuyers that may have the resources are considering an all-cash offer to strengthen their offer and win a contract. Delayed financing provides the buyer […]
Mark Luciani President – America One Mortgage Corporation June 29th, 2022 Are you thinking of buying a new home? Don’t make one of these common mistakes! When you are preparing to purchase a new home, maybe your 1st home, you want the process to be as smooth as possible. Getting pre-approved and avoiding common […]
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your mortgage needs.
America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
