Considerations for Paying Off Your Home
Paying off your mortgage might seem like a dream come true: no more payments, no more interest and owning your house in full. Who wouldn’t want all of that?
Entries by mortgageone
Should I Get Preapproved for A Mortgage Before House Hunting
We’ve all likely heard the story, maybe at a cookout or in the break room at the office. The homebuying nightmare of being a week away from closing on the new, beautiful home, and then someone, unfortunately, heard from their lender, the bomb drop of “we may have a little problem.”
What goes into your credit score?
When you’re applying for a mortgage, you know that your credit score plays a big role in your approval — and it can affect your interest rate too. But do you know how your score is calculated?
Your Debt-to-Income Ratio Calculation
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate and the long-term costs of your loan.
A Guide to First-Time Buyer Resources
Fortunately, if you’re a first-timer — or if you haven’t owned a home in at least three years — there are loads of federal and state resources available. They can make buying a home easier, more affordable, and more accessible.
4 Key Questions About Mortgage Points
When you buy a home, you tend to encounter a lot of financial jargon. Whether you’re buying your first home, a move-up space or an investment property, there are countless new phrases that you might not recognize throughout your journey.
Do you know these mortgage terms?
The mortgage process can often be a confusing one — whether you’ve bought a home before or not. There’s a lot of prep work and moving parts, and most of the terminology is unfamiliar to the average consumer.
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your mortgage needs.
LICENSING
America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
